Your home is more than just four walls and a floor. Your home is the place where you hang your hat and rest your feet. It is the one place in the world that you feel safe leaving both your material possessions and your memories. If a catastrophe hit your home tomorrow, do you know if the protection you have is enough? Do you know what your policy excludes? Let us work with you to make sure you understand what your homeowner's policy covers along with answering a few of the most frequently asked questions by homeowners. This will also allow us to make sure you are comfortable with your policy and that you are properly insured before disaster strikes.


Automobile insurance is just as personal as the car you drive. There are many factors that affect your insurance rates dramatically. Some examples are youthful drivers, multiple cars in the household, driver activity; even the area you live in. Rates vary dramatically from carrier to carrier with discounts often given for good students and placing your home with the same carrier. Other considerations in determining your coverages are deductibles, towing reimbursement and rental car coverage. Automobile insurance has many variables and choices. Allow us to walk you through the options to find a perfect fit for your individual needs.